There is a BoA ATM only about 2 miles from my house, so I tried that. After inserting my BoA credit card in the ATM and entering the last 6 digits of the credit card number, what appeared on the ATM screen was a stranger's debit card with the same last 4 (maybe 6) digits. The ATM instructed me to enter the stranger's PIN. I didn't know and didn't try. I might have been extremely lucky guessing and been able to withdraw some cash from the stranger's account. On the other hand, a video camera was probably recording me! Anyway, it was weird and a little scary to be in the position of possibly making a cash withdrawal from a stranger's debit card account with my credit card.
I was asked to hold my smart phone in front of the ATM's scanner, presumably so that a BoA image could be scanned. I was clueless about what it wanted to scan. Anyway, the display on my phone then wanted to, I assume, tie my credit card to Google Pay. I don't have a Google Pay account, nor do I want one. I have a PayPal account that I opened many years ago to transact on eBay. Google Pay seems to me like a copycat of PayPal. However, I suspect it comes with Google trying to google and spy on everything I do on my phone in order to bombard me with more advertising. No thanks! I get more than enough advertising from my gmail and Google newsfeed already.
Back to the BoA story. The help desk person said there is a BoA branch within 4 miles. Wrong; it is only an ATM. The closest branch is 25 miles away.
After this incident I will be evaluating whether or not I should even keep my BoA credit card. Some stranger might successfully get a cash advance charged to my credit card with his or her debit card!
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